Business Insurance

Arranging insurance protection that addresses the risks that are unique to your business is one of the vital components needed to ensure the continued success of your company. Our office has a staff with experience that can help you evaluate your insurance coverage needs whether you operate as an Advertising Agency, Accounting Firm, Law Office, Medical Office, Retail Store, Restaurant, Distributor, Manufacturing Plant or as a Property Owner, just to name a few. Please call us at (212) 490-8511 for more information or to request a premium quotation.

An introduction to some of the valuable coverages available to protect your business:

Employment Coverages

Workers Compensation & Employers Liability
U.S. Longshoremen & Harbor Workers Act
Jones Act
Voluntary Compensation
Statutory Disability Benefit Income
Foreign Workers Compensation

Commercial General Liability

Premises and Operations
Products and Completed Operations
Personal and Advertising Injury
Damage to Rented Premises
Employee Benefits Liability
Contractual Liability
Foreign Commercial General Liability

Miscellaneous Liability Coverage

Directors & Officers Liability
Employment Practices Liability
Excess Liability
Fiduciary Liability
Liquor Liability
Non-Owned Aviation Liability
Non-Owned & Hired Watercraft Liability
Owned Watercraft Liability
Patent Infringement Benefits
Pollution Liability
Product Recall Liability
Professional or Errors & Omissions Liability
Railroad Protective Liability Special Event Liability
Umbrella Liability

Business Automobile

Business Automobile Liability
Statutory Personal Injury Protection
Additional Personal Injury Protection
Uninsured Motorist
Underinsured Motorist
Rental Reimbursement
Towing & Labor
Non-Owned & Hired Automobile Liability
Hired Automobile Physical Damage
Drive Other Car Coverage (DOC)
Foreign Business Automobile Liability
Foreign Non-Owned & Hired Automobile Liability
Foreign Hired Automobile Physical Damage

Property Insurance

Accounts Receivable
Boiler & Machinery
Builders Risk
Business Interruption including Extra Expense
Business Owners Policy
Business Personal Property (Contents)
Business Personal Property (Contents) and/or Stock owned by others while in your Care,
Custody or Control for which you may be legally liable.
Civil Authority
Corporately Owned Condominiums
Electronic Data Processing Hardware and Media
Extra Expense
Improvements & Betterments
Inland Marine including:

  • Bailee / Bailor Coverage
  • Commercial Articles
  • Exhibition Floater
  • Fine Arts
  • Jewelers Block
  • Mobile Equipment including Forklifts
  • Property in Transit

Intellectual Property
Leasehold Interest
Loss of Utilities
Ocean Cargo
Off Premises Power Failure
Ordinance or Law
Plate Glass
Signs, Canopies & Awnings
Unnamed Locations
Valuable Papers
Watercraft Hull

Crime Insurance

Employee Dishonesty including:

  • Blanket coverage for all employees
  • Blanket coverage for a specific class of employee (Ex: Accounting Personnel)
  • ERISA compliance for pension plans

Money & Securities
Kidnap & Ransom
Forgery & Alteration
Robbery & Safe Burglary
Computer Fraud
Depositor's Forgery
Social Engineering


Credit Insurance
Political Risk & Confiscation
Cyber Liability
Network Security
Privacy Coverage
Kidnap and Ransom

Employee Benefits

Group Accidental Death & Dismemberment
Group Medical Insurance
Group Dental Benefits
Group Term Life Insurance
Group Travel Accident
Long Term Disability
Long Term Care Coverage
Voluntary Payroll Deducted Life Insurance


Surety Bonds including:

  • License & Permit Bonds

Fidelity Bonds including:

  • Employee Dishonesty
  • ERISA compliance for pension plans
  • Financial Institution

Please Note: You cannot contract for coverage by means of e-mail or by requesting information or coverage through this website. Coverage will only become effective after your account has received approval by the insurance company and a deposit premium is received in our office